Water damage in Chicago homes can be costly and stressful.
Whether from sewage backup or burst pipes, homeowners face significant repair expenses.
This blog outlines what goes into the cost of water damage repair in Chicago for both residential and commercial properties, and the factors that affect these costs.
Average Residential Water Damage Repair Costs in Chicago
Based on experience restoring over 5,000 Chicago properties, most homeowners spend $5,000 to $10,000 for water damage repairs.
Severe cases like flooded basements or extensive mold can cost $10,000 or more.
Cost Breakdown:
- Minor damage: $1,500 to $2500
- Moderate damage (one room): $2,500 – $3,500
- Severe damage: $5,000 – $10,000+
Average Commercial Water Damage Repair Costs
As for commercial properties, the costs for water damage restoration are not only varied but could be estimated at much higher due to additional square footage, complex systems, and the cost of business downtime.
For commercial cleanup and repairs, estimates range from $5,000 to $25,000+, based on the extent of damage.
Factors That Affect Costs
1. Category of Water Damage
Water damage is classified into three categories depending on the level of contamination:
- Clean Water (Category 1): Rainwater and water from broken pipes – Easier to clean, lower cost.
- Gray Water (Category 2): Water discharged from appliances like dishwashers or washing machines. This water has low-level contaminants.
- Black Water (Category 3): Includes sewage or floodwater. This water is highly contaminated and requires extensive cleanup and decontamination.
2. Extent and Location of the Damage
The mitigation process and related costs also depend on the extent of water intrusion.
A small ceiling leak in a bedroom will cost less than a basement submerged after a sump pump failure.
The greater the area that is affected, the greater the labor cost and the number of drying equipment and resources needed.
3. Damaged Structural Components
Water-soaked drywall, ruined flooring, and saturated insulation all add to the cost.
Chicago’s historic homes and commercial buildings in neighborhoods like Logan Square or Hyde Park may need specialty materials or custom repairs.
4. Mold Remediation
Mold starts to grow within 24-48 hours of water exposure.
If mold remediation is required, the additional costs can range from $500 to $6,000+, depending on the severity.
5. Emergency and After-Hours Services
Water damage can occur unexpectedly, at any hour.
If your basement floods on a Sunday or a pipe bursts on a holiday, you may pay more for immediate, after-hours service.
What to Expect from a Water Damage Restoration Company
When you call a restoration company such as ServiceMaster Restoration by Zaba, you can typically expect the following process:
- Evaluation & Inspection: Technicians assess the damage and also identify the type of water damage present.
- Water Extraction: We remove standing water using pumps and vacuums.
- Drying & Dehumidification: Industrial fans and dehumidifiers remove remaining moisture.
- Cleaning & Sanitizing: All contaminated and mold-prone surfaces are cleaned.
- Repair & Restoration: Damaged drywall and other affected material are then replaced or rebuilt.
Dealing With Water Damage in Chicago? We Can Help
If you’re dealing with water damage, every second counts.
Call ServiceMaster Restoration by Zaba now at (773) 647-1985 for a fast, professional response.
We’ll provide a clear scope of work outlining all expected water damage repair costs – so that there won’t be any surprises.
We’ll also work directly with your insurance company to process your claim, so that you have one less thing to worry about.
FAQs
Is water damage repair covered under homeowners insurance for residents of Chicago?
Homeowners insurance usually covers water damage restoration due to sudden, unintentional events like an appliance malfunction or a burst pipe.
However, flood damage is usually excluded unless you have a separate flood insurance policy. Always check the details on your coverage.
Can I reduce the cost of water damage repairs?
Yes. Taking prompt action will help the most. The longer water damage is left unaddressed, the worse the damage becomes.
Also:
- Ensure that gutters and downspouts are clear and functional.
- Place and install a sump pump with a battery backup.
- Seal any cracks in the foundation and install backflow preventers.
How long does it typically take to complete water damage restoration?
Minor cases may take 3-5 days. Severe cases can take several weeks to complete due to the need for mold remediation and structural repairs.
How can I determine if I need to call a water restoration professional?
If there’s more than a small puddle, if drywall or insulation is wet, or there’s a possibility of mold, call a restoration professional right away.
Experts like ServiceMaster by Zaba can keep you from incurring larger expenses in the future by addressing the existing issues right away.
What makes water damage more common in Chicago?
Several local factors increase the risk and complexity of water damage in Chicago:
- Combined Sewer System: In many neighborhoods, the sewage and stormwater are transported through the same pipes. During heavy rain or storm events, these systems are at risk of surcharging.
- Flat Terrain: The city’s geography does not facilitate drainage, which leads to pooling and localized flooding in some areas.
- Freeze-Thaw Cycles: Chicago’s winters and sudden spring thaws often lead to pipe bursts, ice dams, and foundational cracks.
- Aging Buildings: Many homes and commercial properties were built before modern codes. These structures often lack updated waterproofing, which makes restoration more complex and challenging.