It can be the result of rain seeping through foundation cracks. It can happen when storms back up sewage lines. Sometimes, the sump pump gives out. Whatever the cause, your basement looks like an indoor pool. Do you take care of flooded basement repair yourself or call in professionals? Before you make a decision, consider […]
If the worst should happen, you’re covered. You pay your homeowners insurance premiums on time. You felt confident about your protection when you first purchased the policy, but details can change. When you’re suddenly facing the expense of home water damage recovery, what should insurance pay? We help Chicago residents deal with water damage and […]
Even a small house fire can quickly turn into a homeowner’s worst nightmare. Burst pipes can flood every room and ruin furnishings and belongings. When disaster strikes, you immediately think about your insurance coverage. If this scenario happens to you, will you be asking yourself, “Should I use a public insurance adjuster?” It’s a question […]
Have you ever considered what you and your family would do if your neighborhood was flooded? If you’re living in a flood zone, you probably understand the vagaries of flooding after heavy rainstorms, sustained rain events or snow thaw in spring. Flooding causes untold misery for property owners and millions in property damage not to mention loss […]
As a first-time homeowner, you make so many important decisions. From working through the buying process to wrapping up closing and finalizing the loan, you take time to understand all the details. When you shop for insurance for the new house, do you know which questions to ask about a homeowners policy? We often see […]
A fire in your home is devastating. You’re so relieved and grateful that everyone is OK, but now you’re dealing with the enormous task of putting everything back together. From a charred roof and fire-damaged interiors to water-soaked carpets, it’s hard to know where to start. If you ever find yourself facing this situation, will […]
You’re never prepared for a house fire. It’s a frightening experience that leaves you facing countless challenges while trying to figure out what to do next. In the middle of all this confusion, you have to deal with the insurance company. Are you ready to navigate the insurance claims process after a fire at your home? […]
Homeowners all across the city are still drying out after our most recent wave of severe summer storms. The downpours closed streets, stranded drivers and caused power outages all across Chicago. It’s the kind of wet wake-up call that makes everyone double-check their insurance coverage. You may already understand the details in your policy, but do […]
If you’ve never filed a claim, you’ve probably never worried about the details in the fine print. It’s important to have homeowners insurance, but it’s easy to take your coverage for granted too. When torrential storms flood the basement or frozen burst pipes soak the ceilings, do you know what to do? Are you ready […]
With another Chicago winter settling in all around us, you’ve done your best to get the house ready for freezing temperatures. If something should happen, you rely on your home insurance policy to cover property damage. Those premiums pay for your peace of mind too. As well as you know your policy, do you wonder, […]